Steps to Buying a Used Car

Buying a used car can save you a lot of money upfront, but it also comes with potential risks if you're not careful. Stories of cars with hidden damage, tampered odometers, or outstanding loans are all too common. This guide walks you through specific, actionable steps to buy a used car safely and smartly—with examples at every turn.

1. Set Your Budget Wisely

Before you start browsing, figure out your true budget. If your limit is $15,000, remember to factor in sales tax (often 6-10%), registration fees, and insurance.

Davit Melkonyan

Auction buyer

If you're buying a $14,000 Honda Accord, your out-the-door cost in California could be closer to $15,800 after taxes and DMV fees. Leave a buffer for maintenance, especially if the car is out of warranty.

2. Know What Kind of Car You Need

Think beyond make and model. Do you need AWD for snowy roads? Third-row seating? Excellent fuel economy?

Lena K.

Relocated Driver

A Prius sounded perfect for commuting in LA, but moving to Colorado changed everything. A Subaru Outback turned out to be the smarter choice for mountain roads.

Use tools like Kelley Blue Book, Edmunds, or Consumer Reports to research reliability ratings and known issues.

3. Search Smart and Avoid Sketchy Listings

Look on trusted platforms like CarGurus, AutoTrader, and local dealer websites. Be skeptical of listings on Craigslist or Facebook Marketplace without full details or clean photos.

Carlos V.

Independent Buyer

I found a Mazda CX-5 for $5,000 under market price. It looked great, but a deeper look revealed it had frame damage. Always ask why a deal seems too good.

4. Get the VIN and Run a Vehicle History Report

The Vehicle Identification Number (VIN) is your key to a car's past. Run it through GetVIN to access ownership history, title status, accident reports, odometer readings, lien records, and even auction photos.

Melanie Ross

First-Time Buyer

The seller said the Ford F-150 was in perfect shape. The GetVIN report showed it had been a rental with three accidents. Total game changer.

This step alone can save you thousands in repairs and legal trouble.

5. Inspect the Car Thoroughly (or Pay Someone Who Can)

Even if it looks great in photos, inspect the car in daylight.

Checklist:

Uneven tire wear?

Rust or bubbling under paint?

Mismatched body panels (could signal past damage)?

Fluid leaks?

Jared F.

Chicago Buyer

The car had just passed inspection, but when I checked underneath, there was rust near the rear wheel well. I walked away and never looked back.

Consider paying $100-$200 for a pre-purchase inspection from a trusted mechanic.

6. Take a Real Test Drive

Don’t just drive around the block. Test acceleration, brakes, steering, and highway performance.

Nina Greco

Car Enthusiast

I drove a 2015 BMW 3 Series and felt a hesitation during shifting—classic transmission issue. Seller had no repair proof, so I passed.

7. Negotiate Based on Facts

Use your research and the GetVIN report as leverage.

Ethan S.

Deal Hunter

The GetVIN report showed the car was once sold at a salvage auction. The seller didn’t mention it. I got $2,500 off—or I was ready to walk.

Sites like KBB or NADA can show market value, which you can print and bring with you.

8. Check the Title and Paperwork Carefully

The title must be in the seller's name and free of liens. Avoid any situation where the seller says, "I’m selling it for a friend."

Ari T.

Small Business Owner

The truck looked perfect until I ran the VIN. Turned out there was an active lien with a credit union in another state. Close call!

9. Finalize the Sale Securely

Meet at the DMV, your bank, or a public place with cameras. Never bring cash for the full amount.

Monica L.

Practical Buyer

I met the seller at the DMV, paid with a cashier’s check, and we transferred the title right there. Clean and safe.

Use a bill of sale that includes VIN, purchase price, and both parties' IDs.

10. Register and Insure Your New Car

Visit your local DMV to transfer ownership and get your plates. Some states require smog or emissions tests.

Tip: Get insurance coverage started before you drive home. Many insurers let you set an effective time, so you’re covered even during the test drive.

Final Thoughts

Buying a used car doesn’t have to be risky. Every step above builds confidence and reduces the chances of ending up with a lemon.

Before you sign anything, get the full story with a GetVIN vehicle history report. It’s fast, affordable, and can reveal what sellers don’t want you to see.

Make your next car your smartest purchase yet.